Chapter 13 Bankruptcy Attorney In Fresno

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Chapter 13 Bankruptcy LawyerReasons To Choose Us

We Have Filed 1,000+ Bankruptcy Cases
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Chapter 13 is a bankruptcy is one of the most common choices individuals make when attempting to settle debts. Whereas Chapter 7 bankruptcy liquidates all non-exempt assets in exchange for the near-total elimination of debt, Chapter 13 is a debt reorganization program. It allows the filer to retain more of their assets and property in exchange for paying off more of their debt. For some individuals, Chapter 13 is their only bankruptcy option. Anyone whose income exceeds the state median is not eligible to file a Chapter 7 bankruptcy.

To be eligible for a Chapter 13 bankruptcy, you must:


Have a regular source of income
Have less than $1.1 million in secured debt
Have less than $383K in unsecured debt
Be up-to-date on your federal and state income tax returns

Contact our Fresno bankruptcy attorneys today to learn more about how Chapter 13 bankruptcy can help you!

Talk to a Fresno Bankruptcy Lawyer About Chapter 13

If you're contemplating bankruptcy, no doubt you have many questions. At Fear Waddell, P.C. we have the answers you’re seeking! Two of our attorneys are certified specialists in bankruptcy law by the State Bar of California, and frequently educate other bankruptcy lawyers. Over the last decade, we've filed more than 1,000 bankruptcy cases in central California and are eager to put that experience to work for you.

Tell us about your situation during a free case evaluation and we can get started on getting you debt-free.

Get a New Lease on Life

For those eligible, a Chapter 13 bankruptcy allows you to keep your property and consolidate your debt. For the length of the repayment period, which is between three to five years, your disposable income will be used to repay your creditors. Priority debts such as child support and tax liabilities must be paid in full.

Unsecured debt from credit cards or medical services can be lessened or eliminated altogether. To learn more about what Chapter 13 can do for you, talk to a bankruptcy lawyer at Fear Waddell, P.C. in Fresno.

The initial consultation is free, so dial (559) 418-3022 today!

Contact Fear Waddell, P.C. Today

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