Are Your Being Harassed by Creditors?
Talk to a Fresno Bankruptcy Attorney About Your Options
In addition to the financial burden that debt brings, it can also bring
significant levels of creditor harassment. For those who live in Fresno,
there are two ways that Fear Waddell, P.C. can help protect you against
creditor harassment. The first is by advising you of your legal rights
as a debtor and representing you if those legal rights are being violated.
The second way we can provide you relief from creditors is by filing for
bankruptcy on your behalf. Though bankruptcy is a serious financial declaration
that should be based on more than a desire to avoid harassing creditors,
it is oftentimes the best way to recover your financial freedom.
Get the support and tools you need to end harassment.
Contact our Fresno bankruptcy attorneys today.
How Do I Know if a Creditor's Behavior is Unlawful?
The Fair Debt Collection Practices Act (FDCPA) provides a number of protections
to debtors that most creditors don't want you to know about. Though
these protections don't remove your financial obligations, they do
dictate the means by which a creditor can legally seek payment.
By law creditors are prohibited from:
- Disclosing your debt to neighbors or employers
- Calling you at work, calling repeatedly, or calling late at night
- Using obscene or insulting language
- Threatening you with arrest or unlawful repossession
- Making public your debt obligation
Tell us what you have been experiencing during a
free case evaluation and we’ll help in any way we can.
Put an End to the Harassment
If a creditor turns you over to a collection agency, hiring an attorney
can give you some immediate relief. If you send a written notice to the
collector that you've hired an attorney, then that creditor has to
contact the attorney, instead of calling you. In cases where bankruptcy
has been filed, an automatic stay prohibits virtually all collection attempts.
Any repeat violation of the automatic stay would be sufficient grounds
for a lawsuit. Whatever the specifics, the bankruptcy lawyers at Fear
Waddell, P.C. can help protect you against creditor harassment.
Call our Fresno bankruptcy lawyers at (559) 418-3022 to learn more. The
initial consultation is free!