Chapter 13 Bankruptcy Attorney In Fresno
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Reasons To Choose Us
We Have Filed 1,000+ Bankruptcy Cases
We Genuinely Care About Your Success
We Provide Free Consumer Case Consultations
We Are Board Certified Bankruptcy Lawyers
We Have Handled A Wide Range Of Bankruptcy Cases
We Fully Understand The Laws Surrounding Your Case
Chapter 13 is a bankruptcy is one of the most common choices individuals
make when attempting to settle debts. Whereas
Chapter 7 bankruptcy liquidates all non-exempt assets in exchange for the near-total elimination
of debt, Chapter 13 is a debt reorganization program. It allows the filer
to retain more of their assets and property in exchange for paying off
more of their debt. For some individuals, Chapter 13 is their only bankruptcy
option. Anyone whose income exceeds the state median is not eligible to
file a Chapter 7 bankruptcy.
To be eligible for a Chapter 13 bankruptcy, you must:
Have a regular source of income
Have less than $1.1 million in secured debt
Have less than $383K in unsecured debt
Be up-to-date on your federal and state income tax returns
Contact our Fresno Chapter 13 bankruptcy attorneys today to learn more about how Chapter 13 bankruptcy can help you!
Talk to a Fresno Bankruptcy Lawyer About Chapter 13
If you're contemplating bankruptcy, no doubt you have many questions.
At Fear Waddell, P.C. we have the answers you’re seeking! Two of
our attorneys are certified specialists in bankruptcy law by the State
Bar of California, and frequently educate other bankruptcy lawyers. Over
the last decade, we've filed more than 1,000 bankruptcy cases in central
California and are eager to put that experience to work for you.
Tell us about your situation during a
free consumer case evaluation and we can get started on getting you debt-free.
Get a New Lease on Life
For those eligible, a Chapter 13 bankruptcy allows you to keep your property
and consolidate your debt. For the length of the repayment period, which
is between three to five years, your disposable income will be used to
repay your creditors. Priority debts such as child support and tax liabilities
must be paid in full.
Unsecured debt from credit cards or medical services can be lessened or
eliminated altogether. To learn more about what Chapter 13 can do for
you, talk to a Fresno Chapter 13 attorney at Fear Waddell, P.C.
The initial consultation is free, so dial (559) 418-3022 today!