Foreclosure Attorney in Fresno

Facing Foreclosure in Fresno? Our Team Can Help You Defend Your Home

When you face the possibility of losing your home in Fresno, the stress and uncertainty can feel overwhelming. You may have just received a foreclosure notice or are struggling to keep up with mortgage payments. Many people find the process confusing, and deadlines seem to come faster than expected.

At Fear Waddell, P.C., we recognize the urgency and understand how personal this situation is. Our team is here to explain your rights, provide clear options, and help you take action before time runs out. Every day, Fresno homeowners turn to us for judgment-free support and guidance tailored to their needs.

As a foreclosure attorney resource, we focus exclusively on bankruptcy law and foreclosure defense. You get attentive service and real solutions from professionals who understand the unique challenges faced in Fresno and the Central Valley.

Facing a looming foreclosure? There is help available. Speak with a foreclosure attorney in Fresno who understands your situation and can guide you forward. Call (559) 418-3022 or contact us online.

How Bankruptcy Can Help Protect Your Home from Foreclosure

Bankruptcy can often be a powerful way to stop foreclosure and gain extra time to resolve your situation. When you file for bankruptcy, an automatic stay generally goes into effect, which usually halts most foreclosure activity immediately. This pause in the process allows you to pursue longer-term solutions while protecting your home.

Key differences between bankruptcy chapters for homeowners:

• Chapter 13 Bankruptcy. Offers a structured repayment plan, which may allow you to catch up on missed mortgage payments over three to five years and keep your property
• Chapter 7 Bankruptcy. May delay a foreclosure, buying you time to consider next steps or negotiate alternatives

The right option depends on your income, property, and specific financial goals. Our team will walk you through all foreclosure defense options to help you find the most effective path. We approach every Fresno case with a clear understanding of local court rules and timelines so you feel informed and prepared.

What to Expect from the Foreclosure Defense Process in Fresno

Knowing how foreclosure unfolds locally can make a real difference. In Fresno County, most residential foreclosures follow the nonjudicial process defined by California law. After a Notice of Default is recorded, there is a minimum waiting period (typically 90 days), followed by a Notice of Trustee’s Sale, before a foreclosure sale can occur. Certain circumstances may lead to a judicial foreclosure handled by the Fresno County Superior Court.

When you contact our firm, here is what to expect:

• Confidential consultation. We review your situation, timeline, and legal options (often within a few days of your call)
• Local process guidance. We explain how foreclosure timelines and requirements in Fresno are set by California statutes and local court practices
• Direct access to attorneys. You work directly with foreclosure defense lawyers—never just support staff—and receive timely updates as your case proceeds
• Clear communication. We make sure you understand every step, always in everyday language

Our aim is to handle the details while keeping you in control, so you know what to expect and when. We stay closely connected with the process at every stage, prioritizing practical support and plain guidance from day one.

Real Results for Fresno Homeowners: Our Commitment & Experience

We measure success by the difference we make in the lives of clients, not just the number of bankruptcy cases we file. Over the years, we have helped numerous homeowners in Fresno halt foreclosure sales, arrange payment plans, and move forward on their terms. Our attorneys prioritize education and support, guiding clients step by step through their options and decisions.

While privacy rules prevent us from sharing individual details, the relief our clients feel when retaining their homes or achieving fair debt outcomes is the real impact of our work. Our goal is always to deliver both strong legal protection and genuine care—empowering you to recover with confidence after financial hardship.

Why Choose Our Certified Bankruptcy Attorneys for Foreclosure Defense

Choosing the right foreclosure defense attorney is critical when so much is at stake. At Fear Waddell, P.C., both Peter Fear and Gabe Waddell are Certified Bankruptcy Specialists by the State Bar of California. That distinction is rare and signals our team’s deep commitment to helping clients navigate bankruptcy and foreclosure issues. We have handled over a thousand bankruptcy cases, giving us a detailed understanding of Chapter 7 and Chapter 13 solutions for individuals and families in Fresno.

Our attorneys are active in the bankruptcy legal community, staying current with the latest laws and sharing knowledge through local education initiatives. We do more than file cases: we empower our clients by providing guidance and education from the first conversation through every step of the process.

Frequently Asked Questions

Can filing for bankruptcy really stop foreclosure on my home?

Filing for bankruptcy generally triggers an automatic stay, which typically stops foreclosure actions once your case is filed. This gives you time to review your situation and work toward solutions that can help you keep your property. Our foreclosure lawyers have used bankruptcy protections to help many homeowners in Fresno pause or resolve foreclosure. Results depend on your case and timing, so reaching out early is crucial.

How soon should I contact a foreclosure attorney if I get a notice of default?

You should contact a foreclosure attorney as soon as you receive a Notice of Default or any foreclosure paperwork. Quick action helps you protect your rights and gives you a wider range of effective legal strategies. In Fresno, foreclosure timelines set by California law can move quickly, so early legal guidance can make a significant difference.

What makes your firm different from other Fresno foreclosure lawyers?

Our firm is led by two Certified Bankruptcy Specialists who focus only on bankruptcy and foreclosure law. We have filed over a thousand bankruptcy cases, and our commitment to client service means you receive support, education, and respect at every stage. Our foreclosure defense lawyers are recognized by the State Bar of California, and we dedicate ourselves to guiding Fresno clients through every challenge with practical advice, not just paperwork.

Will talking to your attorneys be confidential?

Yes, every conversation with our foreclosure attorneys in Fresno is confidential. Clients come to us in difficult times, and we make sure you feel comfortable discussing all concerns without judgment. Your privacy is a top priority at every step, whether or not you choose to proceed with a case.

How much will a foreclosure defense attorney cost me?

Legal fees depend on your situation, your options, and the complexity of the issues involved, but we always start with a confidential, no-obligation consultation. We explain all payment details in advance, so you will not face surprises. Many clients find that protecting their home outweighs the legal investment required.

How does the foreclosure process work in Fresno?

Most Fresno homes go through California’s nonjudicial foreclosure process. After a Notice of Default is recorded, a minimum waiting period (typically 90 days) applies before a sale can be scheduled through a Notice of Trustee’s Sale. In rare cases, judicial foreclosures take place in the Fresno County Superior Court, which involves court oversight and different timelines. Our foreclosure defense lawyers will help map out your position and possible solutions based on your current status under local procedures.

Start Your Foreclosure Defense Today

If you have received a foreclosure notice or face a looming deadline in Fresno, contacting our team quickly can expand your options for saving your home. We offer confidential consultations with no obligation, so you can ask questions and get clarity for your specific circumstances.

Our certified attorneys will listen carefully, explain the foreclosure process, and help you take meaningful action—whether the goal is defending your home, restructuring debt, or planning a stable future. We replace fear with a clear plan and ongoing support, right here in Fresno and the Central Valley.

Protect your home and take control of your situation. Speak with a foreclosure defense attorney in Fresno today. Call (559) 418-3022 or contact us online.