Chapter 13 Bankruptcy Attorney In Fresno

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Chapter 13 is a bankruptcy is one of the most common choices individuals make when attempting to settle debts. Whereas Chapter 7 bankruptcy liquidates all non-exempt assets in exchange for the near-total elimination of debt, Chapter 13 is a debt reorganization program. It allows the filer to retain more of their assets and property in exchange for paying off more of their debt. For some individuals with income above the state median, Chapter 13 is their only bankruptcy option.

Talk to a Fresno Bankruptcy Lawyer About Chapter 13

If you're contemplating bankruptcy, no doubt you have many questions. At Fear Waddell, P.C. we have the answers you’re seeking! Two of our attorneys are certified specialists in bankruptcy law by the State Bar of California, and frequently educate other bankruptcy lawyers. Over the last decade, we've filed more than 1,000 bankruptcy cases in central California and are eager to put that experience to work for you.

Get a New Lease on Life

For those eligible, a Chapter 13 bankruptcy allows you to keep your property and consolidate your debt. For the length of the repayment period, which is between three to five years, your disposable income will be used to repay your creditors. Priority debts such as child support and tax liabilities must be paid in full.

Unsecured debt from credit cards or medical services can be lessened or eliminated altogether. To learn more about what Chapter 13 can do for you, talk to a Fresno Chapter 13 attorney at Fear Waddell, P.C.