Fresno Means Test Lawyers

Helping Clients Throughout the Central Valley

If you are struggling with overwhelming debt, you may be considering filing for bankruptcy. While many people are afraid of the negative stigma associated with bankruptcy, it may be the best option to help you get your life back on track.

At Fear Waddell, P.C., we are here to help you get the fresh start you deserve. Contact us online or call (559) 418-3022 to discuss your options with a Fresno means test attorney.

What Is the Means Test?

The Chapter 7 means test is a financial assessment used in bankruptcy cases to evaluate whether an individual or household is eligible for Chapter 7 bankruptcy. It was enacted as part of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act.

How the Means Test Works

This test determines whether you have enough disposable income to pay back your debts under Chapter 13 bankruptcy by looking at your income, expenses, and financial status. You normally qualify for Chapter 7 if your income is less than the median income for your state and household size. Based on a more thorough analysis of your income, expenses, and debt responsibilities, you might still be eligible even if your income is higher than the median.

Get the Help You Need to Get a Fresh Start

If you are considering filing for bankruptcy, it's important to have a skilled means test attorney on your side. At Fear Waddell, P.C., we have the experience and resources necessary to help you pass the Means Test and get the fresh start you deserve.

Call(559) 418-3022 or contact us online to schedule a free initial consultation with a Fresno means test attorney.

Reasons to choose Fear Waddell, P.C.

  • Board Certified Bankruptcy Attorneys
  • Free Consumer Consultations
  • 1,000+ Bankruptcy Case Filings
  • Decades of Combined Legal Experience


  • “I am a senior citizen and Gabriel took me by hand, guided me through the process of bankruptcy with patience, caring and most of all he cared about my feelings and the stressful time I was going through.”

    - Former Client
  • “If Bankruptcy is absolutely your only option and Dave Ramsey's program is too far out of sight, or in my case, a start-up business gone sour, I would HIGHLY recommend Gabe Waddell and the staff over at Fear Law Group.”

    - Former Client
  • “He's very professional, informative, answered whatever questions I had, a great listener and returned phone calls promptly.”

    - Sandi
  • “From the moment we started this, though, Peter Fear and the staff there made us feel comfortable and removed the worry and confusion that we were expecting would overwhelm us.”

    - Gerone
  • “Peter was a consummate professional, advising me on the process and guiding me through the steps. He answered every question quickly and clearly, which gave me the utmost confidence that my decisions were the correct ones to make.”

    - Former Client
Contact Fear Waddell, P.C. Today

Our firm will go the extra mile in order to exceed your expectations. Contact us to discuss your case.