Means Test Serving Families Throughout Fresno

Fresno Means Test Lawyers

Guiding Clients Through the Means Test Across the Central Valley

If you are struggling with overwhelming debt, you may be considering filing for bankruptcy. While many people are afraid of the negative stigma associated with bankruptcy, it may be the best option to help you get your life back on track.

At Fear Waddell, P.C., we are here to help you get the fresh start you deserve. Contact us online or call (559) 418-3022 to discuss your options with a Fresno means test attorney.

What Is the Bankruptcy Means Test?

The Chapter 7 means test is a financial assessment used in bankruptcy cases to evaluate whether an individual or household is eligible for Chapter 7 bankruptcy. It was enacted as part of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act.

How the Means Test Evaluates Your Financial Situation

This test determines whether you have enough disposable income to pay back your debts under Chapter 13 bankruptcy by looking at your income, expenses, and financial status. You normally qualify for Chapter 7 if your income is less than the median income for your state and household size. Based on a more thorough analysis of your income, expenses, and debt responsibilities, you might still be eligible even if your income is higher than the median.

Get Professional Help for a Fresh Start

If you are considering filing for bankruptcy, it's important to have a skilled means test attorney on your side. At Fear Waddell, P.C., we have the experience and resources necessary to help you pass the Means Test and get the fresh start you deserve.

Call (559) 418-3022 or contact us online to schedule a free initial consultation with a Fresno means test attorney.

Why Choose Fear Waddell, P.C.?

  • Board Certified Bankruptcy Attorneys
  • Free Consumer Consultations
  • 1,000+ Bankruptcy Case Filings
  • Decades of Combined Legal Experience

Testimonials

Serving Fresno, CA Since 2014

    "Excellent attorney. I give an A+"
    I am a senior citizen and Gabriel took me by hand, guided me through the process of bankruptcy with patience, caring and most of all he cared about my feelings and the stressful time I was going through.
    - Former Client
    "Highly recommended."
    If Bankruptcy is absolutely your only option and Dave Ramsey's program is too far out of sight, or in my case, a start-up business gone sour, I would HIGHLY recommend Gabe Waddell and the staff over at Fear Law Group.
    - Former Client
    "Thank you so much for all your help through the stressful time."
    He's very professional, informative, answered whatever questions I had, a great listener and returned phone calls promptly.
    - Sandi
    "Professional, comfortable environment run by top shelf people."
    From the moment we started this, though, Peter Fear and the staff there made us feel comfortable and removed the worry and confusion that we were expecting would overwhelm us.
    - Gerone
    "I am extremely happy that I found Peter Fear."
    Peter was a consummate professional, advising me on the process and guiding me through the steps. He answered every question quickly and clearly, which gave me the utmost confidence that my decisions were the correct ones to make.
    - Former Client
    "Attorney Waddell and his excellent staff have been fantastic to work with."
    They do everything within their power to work with the client's special timelines and do everything possible to make the process flow smoothly and efficiently.
    - Cynthia
    "I am beyond grateful to Mr. Fear and Mr. Waddell for their help during a tumultuous time."
    Many of the other attorneys in our hearing were not prepared, missing documents and ultimately ended up being rescheduled. Peter was prepared and the proceedings moved forward without incident.
    - Craig
    "Peter Fear is the best attorney out there."
    He helped guide us through a very difficult and trying time in our life and answered all of our questions and got us through it, and we are forever grateful to Mr. Fear and his staff for everything.
    - R.N.