Blog Posts in July, 2007

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  • Bankruptcy Filings Are Increasing
    Bankruptcy Filings Are Increasing

    I have noticed that I am getting quite a few new bankruptcy appointments now and I am wondering if that means bankruptcy filings will be picking up. So, I went to the stats page to see what the trends ...

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  • Stripping Off Junior Liens
    Stripping Off Junior Liens

    One of the commonly known facts about bankruptcy is that in general you cannot modify a mortgage secured by your principal residence. This means that if you have an adjustable rate mortgage and the ...

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  • N.D Cal. – Applicable Committment Period is a Multiplier, not a Time Period
    N.D Cal. – Applicable Committment Period is a Multiplier, not a Time Period

    One of the requirements in a Chapter 13 case is that a debtor contribute all of his “projected disposable income” to unsecured creditors during the “applicable commitment period.” The applicable ...

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