Blog Posts in Chapter 13

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  • Timeline for a Chapter 13 Bankruptcy Case
    Timeline for a Chapter 13 Bankruptcy Case

    At Fear Waddell, PC , I am frequently asked: “what is the timeline for a typical Chapter 13 bankruptcy ?” There are a wide variety of things that can happen in Chapter 13, but here is a summary of the ...

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  • Paying for Lots of Vehicles in Chapter 13 Not a Problem, Says the Ninth Circuit
    Paying for Lots of Vehicles in Chapter 13 Not a Problem, Says the Ninth Circuit

    In In re Welsh , 711 F.3d 1120 (9th Cir. 2013) , the Court decided that secured debt payments could be taken as a deduction on the Chapter 13 means test, even where those expenses might not seem ...

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  • Should I File a Chapter 7 or a Chapter 13 Bankruptcy?
    Should I File a Chapter 7 or a Chapter 13 Bankruptcy?

    “Should I file a Chapter 7 or a Chapter 13 bankruptcy?” This is a question that I discuss in every bankruptcy consultation. Chapter 7 and Chapter 13 are the two most common types of bankruptcy that ...

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  • California Housing Recovery Impact on Bankruptcy Lien Stripping
    California Housing Recovery Impact on Bankruptcy Lien Stripping

    California is apparently beginning to recover from the housing slump. While that is a good thing overall, it may mean that debtors wishing to strip unsecured junior liens have a limited window in ...

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  • If House Prices Rise, Your Chance to Get Rid of Second Mortgage May be Gone
    If House Prices Rise, Your Chance to Get Rid of Second Mortgage May be Gone

    Apparently, housing prices are starting to creep back up again after about five years of significant downward pressure. And when I say significant, a lot of houses in the central valley of California ...

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  • New Chapter 13 Plan, Part 1: General Form Changes
    New Chapter 13 Plan, Part 1: General Form Changes

    This is a multi-part series on the New Chapter 13 Plan that went into effect on May 1, 2012 for the Eastern District of California. The Plan is a required form for all cases filed on or after May 1, ...

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