Blog Posts in April, 2012

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  • 9th Circuit Tweaks Exemption Rules
    9th Circuit Tweaks Exemption Rules

    In an interesting case out of California, the Ninth Circuit analyzed what is necessary to claim a homestead exemption. Exemptions allow debtors to keep some property in bankruptcy, so that debtors can ...

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  • Wells Fargo Hit with $3.1 Million Punitive Judgment
    Wells Fargo Hit with $3.1 Million Punitive Judgment

    As I have discussed in the past, Judge Magner really has an excellent understanding of how mortgage servicing works. And she knows when a mortgage servicing company is trying to get away with bad ...

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  • Consumer Credit Markets Starting to Loosen Up Again
    Consumer Credit Markets Starting to Loosen Up Again

    The New York Times is reporting that consumer credit appears to be loosening up again. This has always surprised me–how willing banks were to lend to folks right out of bankruptcy. But this is another ...

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  • Maybe Chapter 11 Can Work for Individuals After All
    Maybe Chapter 11 Can Work for Individuals After All

    “Can individuals file for Chapter 11? I thought it was just for corporations.” That’s a question I hear frequently when I suggest that Chapter 11 might be an option for an individual. And that option ...

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