Blog Posts in 2012

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  • Dairies Making More Money, But Still Hurting
    Dairies Making More Money, But Still Hurting

    The Tulare County Annual Crop and Livestock Report for 2011 was released today, as reported by The Business Journal. The report shows that income from dairy operations in the county were up in 2011. ...

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  • If House Prices Rise, Your Chance to Get Rid of Second Mortgage May be Gone
    If House Prices Rise, Your Chance to Get Rid of Second Mortgage May be Gone

    Apparently, housing prices are starting to creep back up again after about five years of significant downward pressure. And when I say significant, a lot of houses in the central valley of California ...

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  • The Coming Commercial Loan Default Wave. . . Will it Materialize?
    The Coming Commercial Loan Default Wave. . . Will it Materialize?

    The New York Times is reporting that of the commercial loans that were made in 2007 with a balloon payment due in 2012, only 28% have managed to make that balloon payment. This is another indicator of ...

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  • McNeal–a Double-Edged Sword?
    McNeal–a Double-Edged Sword?

    Earlier this month, the 11th Circuit Court of Appeals ruled that a debtor can have a junior deed of trust avoided in a Chapter 7 case where the deed of trust is completely unsecured. The Ninth ...

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  • New Chapter 13 Plan, Part 1: General Form Changes
    New Chapter 13 Plan, Part 1: General Form Changes

    This is a multi-part series on the New Chapter 13 Plan that went into effect on May 1, 2012 for the Eastern District of California. The Plan is a required form for all cases filed on or after May 1, ...

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  • 9th Circuit Tweaks Exemption Rules
    9th Circuit Tweaks Exemption Rules

    In an interesting case out of California, the Ninth Circuit analyzed what is necessary to claim a homestead exemption. Exemptions allow debtors to keep some property in bankruptcy, so that debtors can ...

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