Posts In 2013

Getting Rid of Student Loans in Bankruptcy Dec 31

Many people think that it is impossible to get rid of student loans in bankruptcy, but that is not quite true. It is very ...

Will Bankruptcy Get Rid of MY Debts? Dec 27

A question I get asked all of the time is “will bankruptcy get rid of my debts?” The answer is always a reassuring, yes, most of ...

Is a Fresno Bankruptcy Filing Unavoidable? Dec 18

In early 2012, the Fresno Mayor said that Fresno may have to file bankruptcy if action was not taken. The city attempted to trim ...

Should I Reaffirm My Mortgage in a Chapter 7 Bankruptcy? Aug 30

I get asked this question frequently. The short answer in California is “no,” but there are rare exceptions. To understand those ...

Will My Mortgage Servicer Continue to Automatically Take My Mortgage Payment From My Account After I File Bankruptcy? Aug 27

Many homeowners have a system with their lender where the lender automatically pulls the mortgage payment from the homeowner’s ...

Paying for Lots of Vehicles in Chapter 13 Not a Problem, Says the Ninth Circuit Aug 22

In In re Welsh , 711 F.3d 1120 (9th Cir. 2013) , the Court decided that secured debt payments could be taken as a deduction on the ...