Blog Posts in Chapter 7

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  • How to Rebuild Credit After Chapter 7 Bankruptcy
    How to Rebuild Credit After Chapter 7 Bankruptcy

    One of the biggest concerns of many people when thinking about filing a bankruptcy or after the bankruptcy is over is “how do I rebuild my credit after a Chapter 7 bankruptcy case?” Filing the ...

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  • Timeline for a Chapter 7 Bankruptcy
    Timeline for a Chapter 7 Bankruptcy

    At Fear Waddell, PC, I am frequently asked: “what is the timeline of a typical Chapter 7 Bankruptcy ?” So, here is a timeline: Pre-filing Time: varies Before filing for bankruptcy , a debtor and a ...

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  • Should I Reaffirm My Mortgage in a Chapter 7 Bankruptcy?
    Should I Reaffirm My Mortgage in a Chapter 7 Bankruptcy?

    I get asked this question frequently. The short answer in California is “no,” but there are rare exceptions. To understand those exceptions, we need to know something about the nature of ...

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  • Should I File a Chapter 7 or a Chapter 13 Bankruptcy?
    Should I File a Chapter 7 or a Chapter 13 Bankruptcy?

    “Should I file a Chapter 7 or a Chapter 13 bankruptcy?” This is a question that I discuss in every bankruptcy consultation. Chapter 7 and Chapter 13 are the two most common types of bankruptcy that ...

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  • McNeal–a Double-Edged Sword?
    McNeal–a Double-Edged Sword?

    Earlier this month, the 11th Circuit Court of Appeals ruled that a debtor can have a junior deed of trust avoided in a Chapter 7 case where the deed of trust is completely unsecured. The Ninth ...

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  • Bankruptcy Filings in Fresno are up 100% YTD
    Bankruptcy Filings in Fresno are up 100% YTD

    Bankruptcy filings in Fresno are up almost 100% year-to-date over 2007. I know that I am incredibly busy and it looks like everyone else in the bankruptcy field is too. Interestingly, Chapter 7 ...

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