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Posts In Loan Modification

  • Loan Modifications Under HAMP Program May 14

    Clients often ask me if I will help them get a loan modification. I have done so on occasion, but generally recommend that clients ...

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  • Should I Reaffirm My Mortgage in a Chapter 7 Bankruptcy? Aug 30

    I get asked this question frequently. The short answer in California is “no,” but there are rare exceptions. To understand those ...

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  • If House Prices Rise, Your Chance to Get Rid of Second Mortgage May be Gone Jul 09

    Apparently, housing prices are starting to creep back up again after about five years of significant downward pressure. And when I ...

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  • MERS: Should Counties Sue Them to Collect Unpaid Recording Fees? Oct 19

    Whenever a document is recorded with a county recorder, the recording party must pay a recording fee. This includes the initial ...

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  • Mortgage Servicers Conflict of Interest Result in Few Modifications Apr 22

    A study by the National Consumer Law Center examines the conflicting interests of mortgage servicers and finds that servicers have ...

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  • Proposed FTC Rule Bans Up-Front Fees for Modifications Feb 05

    California law already prohibits upfront fees for loan modification services. Now the Federal Trade Commission has prposed a ...

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